How to Pay for Rehab: Insurance and Self-Pay
Most men use insurance for residential treatment. Here is how coverage, out-of-network benefits and self-pay work at AnchorPoint.
- Free benefits check
- Out-of-network too
- Confidential
Licenses and accreditations
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Admissions will call you back soon. Need us now? (928) 377-5230
Ways to pay for rehab
Most men here pay for rehab with private insurance, often a PPO, an employer plan or a union plan. Some use out-of-network benefits, and some pay for it themselves. Find your lane. Whichever it is, the benefits check comes first, and it’s free.
- Private insurancePPO, employer or union planMany private plans help pay for residential treatment. Union benefits get checked like any other.Union and trade workers
- Out-of-networkA plan outside our networkMany PPO plans still help pay, out-of-network. We check yours and explain it in plain words.
- Self-payPaying for it yourselfAdmissions talks it through with you on the phone, before you decide anything.
Video testimonials
Jeff's story
40 years of marriage, restored.
“You're never too far from help. Trust the process, and the faith will grow.”
Garret's story
From rock bottom to honest again.
“God loves you no matter what, even when you're incapable of loving yourself.”
David's story
He picked up the phone, and everyone rallied.
“AnchorPoint taught me I'm not alone.”
Rehab insurance we work with
These are the plans men most often bring to us for rehab insurance coverage. Other plans may help pay out-of-network too, including for out of state rehab, so send yours. What any plan pays depends on your own benefits, which is why we check.
In network
Most PPO plans work out of network too. On Medicare or Medicaid (AHCCCS)? Admissions can help you find a program that takes your plan.
- Residential treatment
- In or out of network
- Deductible
- Out-of-pocket max
- Prior authorization
Checked for you, free
How the free insurance check works
We read the fine print on your plan for you. We call your insurer, go through the lines that matter for residential treatment for men, and call you back with plain answers. Admissions is open 24 hours.
- Send your cardUse the form, or read it to us on the phone.
- We call your insurerIn-network and out-of-network benefits.
- We call you backPlain answers. Then you decide.
Rehab insurance terms explained
Insurance has its own language. Here are the five words you’ll hear most, in plain English, with the question worth asking your plan about each one. Or skip the homework and let us ask for you.
- Deductible
- What you pay before your plan starts paying.
- “How much of it have I met this year?”
- Out-of-pocket max
- The most you pay in a plan year.
- “How close am I to it?”
- In-network
- The program has a contract with your plan.
- “Is this program in my network?”
- Out-of-network
- Outside a contract, and your plan may still help pay.
- “Do I have out-of-network benefits?”
- Prior authorization
- Your plan’s OK before treatment starts.
- “Who asks for it, and how long does it take?”
Knowing your rehab costs before you come
Know the cost of 30 day rehab before you come. Once we’ve checked your benefits, admissions tells you plainly what your plan pays and what’s left for you, before you decide anything. If you’re paying yourself, that’s talked through on the same call.
AnchorPoint works with private insurance, TRICARE and TriWest. On Medicare or Medicaid (AHCCCS)? Admissions can help you find a program that takes them. Need time off work to come? Your employer’s plan and FMLA can be talked through too.
Your benefits, explained
- What your plan paysExplained on the call
- What’s left for youExplained on the call
- Whether you comeYour call
Reviews from men at AnchorPoint
- Brett H.May 2026
“Anchor Point Recovery helped me through one of the hardest times in my life. The staff treated me like a real person, not just another client, and that made a huge difference. Everyone was supportive, easy to talk to, and genuinely cared about my progress. The environment felt safe and positive, and I always felt like people wanted to see me do better. I’m really grateful for the experience and would absolutely recommend them to anyone needing help.”
- Jacoury H.September 2026
“First, I would like to express my appreciation and gratitude for all staff involved in my recovery here at Anchor Point! I didn’t feel like a client but more like extended family that ofcoarse had my best interest at heart! Allowing my faith to freely be apart of my process was a vital part and again I’m grateful!”
- John B.June 2026
“Anchor Point is a faith based recovery program that does an amazing job helping addicts and those with mental health concerns over come their issues. If you want to strengthen your relationship with God and get help, I recommend Anchor Point. It is great program. The facility is clean and comfortable. The staff are caring and helpful. The therapists are top notch.”
Complete five-star reviews from AnchorPoint's Google Business Profile, in each reviewer's own words. Experiences vary. Hover to pause.
Thank you. We got it.
Admissions will call you back soon. Need us now? (928) 377-5230
Paying for rehab FAQ
- Often, yes. Many private plans, including PPO, employer and union plans, help pay for residential treatment. What yours pays depends on your own benefits: your deductible, your out-of-pocket max and whether the program is in or out of network. Verify insurance for free and admissions calls you back with plain answers before you decide anything.
- Yes. If your plan has out-of-network benefits, it may still help pay for residential treatment at AnchorPoint, and many PPO plans do. We check your out-of-network benefits along with your in-network ones and explain them in plain words, for free. Send your card with the form to find out what yours covers.
- AnchorPoint is in network with UnitedHealthcare. We also work with Aetna, Cigna, Blue Cross Blue Shield, TRICARE and TriWest, and most PPO plans help pay out-of-network. What any plan pays depends on your own benefits, so admissions checks yours for free before you decide anything.
- AnchorPoint works with private insurance, including PPO, employer and union plans, plus TRICARE and TriWest. For Medicare or Medicaid (AHCCCS), Admissions can help you find a program that takes them. If you also have private insurance, or plan to pay yourself, call and talk it through.
- It depends on your plan. We check your benefits first, then admissions tells you plainly what your plan pays and what’s left for you, before you decide anything. If you’re paying yourself, that’s talked through on the same call. To start, check your benefits with the free form.
- Nothing. The benefits check is free and confidential, and every decision after it is yours. Admissions calls your insurer, goes through the lines that matter for residential treatment, and calls you back with what they found.
- It depends on your plan. Union benefits get checked like any other, for free, before you decide. Admissions works with your EAP if you have one, and your rep or employer hears about your care only with your written OK.
- Your insurance card, or the member ID and the policyholder’s date of birth. Use the online form, or read the card to admissions on the phone. If you’re checking for someone else, use his details. Send them with the form to check your benefits.
- Yes. Self-pay is one of the three ways men pay for residential treatment here. Admissions talks it through with you on the phone, before you decide anything, so you know what you’d owe up front.
- In-network means the program has a contract with your plan. Out-of-network means the program works outside that contract, and your plan may still help pay. Which one applies depends on your plan, so we check both for you. Ask your plan whether you have out-of-network benefits, or let admissions ask for you, free.
Where to find us
- AnchorPoint Recovery
3173 Clearwater Dr
Prescott, AZ 86305 - (928) 377-5230
Admissions: open 24 hours
Family visits: SundaysFlying in? Land in Phoenix and admissions handles the pickup.